Because we don’t drive our cars wrapped in bubble wrap, car insurance is the most logical and practical way to protect your vehicle investment. Automobile insurance is required by the state and every state has a minimum of liability coverage that is legally required; however, the minimum coverage may not be the best coverage for you.
The Right Coverage
As a Trusted Choice independent agent, we help you select the right coverage to help you recover financially in the event of an accident or other scenarios that may arise around your vehicle. Coverage—some required, some optional—include the following:
- Bodily injury liability
- Medical payment or personal injury protection
- Property damage liability
- Uninsured & underinsured motorist
- Roadside assistance
- GAP coverage
- Extended warranties
- Glass coverage
- Car rental
What Is Covered?
Coverage depends on the specifics of your policy, but in general, car insurance covers your car, other people’s cars, the people inside the cars and the people around the cars (such as pedestrians and bicyclists).
Why Shop Local?
Automobile insurance is available from many companies, including online. Do you really know what you are purchasing? At R. Allan Miles Insurance, we provide a professional consultation to understand your needs, handpick policy options, explain the language of the policy, and guide you in making the best decision for your insurance.
Auto insurance costs are based mostly on the coverage you choose, the value of your car and your driving history. Though insurance cost is based on your record as a driver, the insurance coverage follows your car. That means that anyone driving your car is technically covered, including friends and family who borrow it.
Want To Save Money?
We work hard to identify and apply any available discounts. Some discounts available include:
- Auto-pay, paperless
- Defensive driver course
- Good or safe driver
- Insurer mobile app to monitor driving habits
- Usage or low mileage
- Young drivers—driver training and good student
We’re Here To Help
In the event of an accident or claim, we are here to assist in the claim process. Carriers can have strict deadlines for filing claims. Having a relationship with your independent insurance agency—R. Allan Miles Insurance—will be beneficial when working with the insurance company so you can maximize your insurance benefits.
Commercial vehicle and motorcycle insurance also available. Please inquire.
We are here to help you insure what matters most! Contact us for you custom quote.